PREGNANCY TRAVEL INSURANCE

WHY BUY WITH ZOOM

• Is pregnancy covered?

• Yes, you are automatically covered up to and including the 24th week of your pregnancy for single pregnancies. If you're lucky enough to be expecting multiples, we will cover you up to and including the 19th week of your pregnancy.  If you have experienced complications in your pregnancy or are going through fertility treatment such as IVF, you need to declare these in our medical assessment process.  See the pregnancy section in our PDS for more details.

• Does Zoom cover unexpected pregnancy complications?

• Yes, if you are within the gestation limits of our cover, Zoom will cover you for any unexpected, unforeseen complications of pregnancy you may experience on your trip. 

• Does Zoom cover pregnancies conceived through IVF?

• Yes, we do not consider pregnancy a pre-existing medical condition whether you have conceived naturally or through assisted services like IVF. You only need to declare your pregnancy via our online medical assessment if you have experienced complications in relation to a previous or current pregnancy.

• Does Zoom cover check ups or antenatal care on holiday?

• No, Zoom policies do not cover for medical expenses for antenatal care, fertility treatment at any time, childbirth at any time or care of a new born child.

• Does Zoom cover childbirth or care of a newborn child?

• No, Zoom policies do not cover for medical expenses for antenatal care, fertility treatment at any time, childbirth at any time or care of a new born child.

• Who can get family travel insurance?

• Any family where all travellers are residents of New Zealand, or are temporary residents, who are holidaying in New Zealand or overseas. This includes families with up to 10 dependant children under 19, not in full time employment and travelling with their parents or grandparents for 100% of the trip. We cover single parent families, nuclear families, and grandparents travelling with their grandchildren.

• What is the meaning of a dependant?

• Dependants are defined as your own children or grandchildren and under the age of 19, not in fulltime employment, and travelling with you for 100% of the journey.

• Are adventure activities covered?

• We automatically cover a wide range of adventure sports including diving, bunjee jumping and horse riding and more. You can also buy our Adventure Pack to cover additional adventure sports. View our adventure activities page for a full list of covered activities.

• I have high value items; how much can I insure them for?

• If you’re travelling with gadgets or more expensive items you can purchase additional cover. Please note, you can only buy additional high value item cover under our comprehensive plan. Limits apply, refer to the PDS for details.

• Is my bicycle covered on my domestic holiday?

• Yes, you can choose to insure up to five bikes with Zoom. Just make sure you add-on our bicycle pack when making payment.  Some conditions apply to the age and value of the bike(s).

• Am I covered for skiing and snowsports?

• In order to be covered for winter sports including skiing, snowboarding, tobogganing or tubing (on groomed ski slopes) you must purchase our Snow pack cover. Snow pack cover provides cover for overseas emergency medical and hospital expenses, cover for piste closure, bad weather and avalanche, and for loss or damage to your own snow sport equipment. You will also be covered for the value of any unused ski pass, ski hire or tuition fees following loss or theft of your ski pass, or you being unable to ski following accident or illness.