Bali Bound?

TRAVEL INSURANCE FOR BALI

Whether you're surfing in Kuta or café hopping in Seminyak, your Bali escape should be full of sea, sand and sunshine, not stress! Our Bali travel insurance policy will cover your blissful beach holiday for trip cancellation, lost luggage, family emergencies, rental vehicle excess and more!
What are you waiting for? Zoom to it!

WHY BUY WITH ZOOM

Emergency Assistance

emergency assistance

No matter where you are, we're there when you need us most. Our expert emergency assistance is available 24 hours a day, 7 days a week.

scooter

riding a scooter

At Zoom, you're covered to ride a motorbike or scooter of any engine size, provided you are licensed to do so in New Zealand!

luggage cover

COVER for your luggage

Your stuff is precious and we get that. Take off on your Bali  holiday knowing your luggage is protected with Zoom.

Adventure activities

Adventure activities

Diving in Denpasar or surfing in Seminyak? Get cover for your fast paced activities with our adventure pack.

kids go free

kids go free

Family holiday in Bali? Save your pennies as all dependants under 19 are included under your policy at no additional cost. Say what?!

pregnancy

Pregnancy cover

Planning a Bali babymoon? You can relax knowing you'd be covered all the way up to week 24 with no fuss.

easy claims

easy claims

We've done away with lengthy forms and have kept our claims process simple. We guarantee to assess fully documented claims in a flash.

Car Hire Excess

Peace Of Mind

Zoom to Zen. You can sit back and relax on your holiday knowing that you’re covered by award winning travel insurance.

BALI TRAVEL INSURANCE FAQ'S

Bali is one of the most popular destinations for Kiwi tourists, so we've had a fair few Bali bound questions in the past. 
You can find answers to the most common travel insurance queries below, so that you're in the know before you go.
  • Am I covered in the event of a volcanic eruption?

  • Yes, in the event that your holiday is directly affected by an unforeseen natural disaster you would be covered for cancellation, travel disruptions, additional accommodation expenses and lost deposits. Depending on the level of policy you purchased. However, in order to be covered you would need to have purchased a policy before news of the natural disaster hits the mainstream media.

  • Am I covered to ride a motorbike or scooter?

  • At Zoom, you're covered to ride a motorbike or scooter of any engine size provided you are licensed to do so in New Zealand. If you do not have a valid motorbike license then you can only ride a bike of 50cc usng your New Zealand drivers license. You must also be wearing a helmet at all times.

  • Am I covered for Bali belly, Malaria or Dengue fever?

  • As Bali is a developing country, there are a few diseases you may be at risk of contracting. However, you can be rest assured that all of our policies cover you for unlimited medical benefits if you were to fall ill. This includes access to hospitals, ambulance, doctors and evacuation and even repatriation home if required.

  • How do alcohol and drugs affect my cover?

  • When it comes to alcohol, we advise you to drink in moderation. Please note that we may exclude any claims where excessive drugs or alcohol have been involved.

  • Am I covered for adventure activities?

  • We automatically cover a wide range of adventure sports including diving, bungee jumping and horse riding and more. You can also buy our Adventure Pack to cover additional adventure sports. 

  • I have high value items; how much can I insure them for?

  • If you have an expensive item that you just can’t leave behind, you can insure it separately for up to $5,000. Please note that high value item cover is only available under our comprehensive plan.

  • Am I covered for pick pocketing?

  • Yes, you’re covered for muggings, provided of course you were acting with reasonable care (i.e. did not leave your belongings unattended). If you’re the victim of a pickpocket (even of the cheeky monkey variety), you’d be covered for loss, theft and damage to your luggage and personal effects. If you are robbed, it’s important that you get a police report and contact us as soon as possible.

  • What is a dependant?

  • This means your dependant children or grandchildren under the age of 19 at the date of policy issue who are travelling with you.

COMPARE ZOOM TRAVEL INSURANCE PLANS

Each Zoom plan has different policy benefits. You can minimise your costs with Medical Only cover, or choose to buy Comprehensive Travel Insurance for extra protection to cover things like travel delays and cancellation. Compare Zoom's Travel Insurance plans online today.

Like all travel insurance plans, they don't cover everything. Just the unexpected.
You should read your policy document (PDS) carefully to ensure you select the cover that is best for you.

You can add optional cover for extras such as Rental Vehicle Excess if you are hiring a car, Sports Activities Pack if you’re feeling adventurous and Snow Cover if you are hitting the slopes.  These can be added during the quote process.  

VISAS FOR BALI

The Indonesian Government has introduced a visa-free program for New Zealanders.  If you’re travelling to Indonesia for a leisure holiday for less than 30 days, you do not need to apply for a Visa to enter Bali.
 
However, if you’re intending on staying longer than 30 days, you will need to apply for a visa on arrival (USD $35), this can be paid in cash or on card.  Alternatively, you can apply for this and other visas from an Embassy or Consulate of Indonesia.

It is important to note that your passport must be valid for a minimum of 6 months and your passport must have a minimum of 2 free pages available.

ON ARRIVAL

Ngurah Rai International Airport or Denpasar airport (DPS), is a large international airport located in the south of Bali.   It has become very ‘westernised’ so you can just follow the signs and line up according to appropriate signage at immigration.  You will need to put all your luggage and hand luggage through a scanner, so don’t be alarmed by this.
 
As you step outside the airport, you will see a swarm of drivers and hotel staff holding up name signs. Arranging a driver from back home, before you go to greet you on arrival with a friendly smile and a cool bottle of water is ideal, but if you didn’t pre-arrange a pick-up, just head towards a taxi service counter. Otherwise you'll be hounded by vocal drivers vying for your business, by opting for a metered taxi service, you can avoid rookie ripoffs.  Note that you will need to pay CASH to the driver so remember to have some local currency or get some out from the ATM.

GETTING AROUND

Pre-arranging a driver it is one of the most convenient, comfortable and cost effective ways to travel. Hiring motorbikes and scooters to get around is the most common mode of transport amongst both locals and tourists, but it’s important to keep your helmet on.  It’ll hurt less if you come off and keep your travel insurance policy alive. Getting around by taxi is cheap in Bali, but be sure to insist that the meter be turned on at the beginning of your ride.  Less regulated drivers may refuse to use a meter so put your negotiation skills to the test, just don’t accept the first price.
 

BEST TIME TO VISIT

Unpack your jeans, Bali is hot to trot all year-round with an average temperature of 32 degrees. April, May, June and September are optimal times to go if you want to avoid high season prices and crowds. High season is July and August, during the Easter holidays, and December and January during the Christmas and new year holiday period. The rainy season is typically October to March.
 

WHERE TO GO

As one of the most desired destinations on the planet, this paradise island of gods is diverse and has attractions for all types of travellers.  Choose your base carefully. When travelling to Bali it really is a case of knowing where to go, as each area offers a completely different experience. Colourful Kuta bustles with backpackers on a shoestring-budget; quieter high-end holiday makers tend to style it up at a luxury beach front dig in Seminyak; Nusa Dua offers plenty of water-sports and all-inclusive resort style options for families; while the cultural heart of Bali lies in Ubud for those seeking a richer, much earthier experience.

The choices are endless, so do your research.  Consider your Bali bucket list and who you’re travelling with.   If you’re looking for more than Bintang and beanbags, check out InBali’s bucket list.

MUST KNOW TIPS

You will sweat, a lot.  Play it safe by sticking to bottled water throughout your Bali stay. It is cheap and readily available.  Mosquito repellent is a friend in Bali and can be bought from most supermarkets and chemists. Beachwear doesn’t always cut it in Bali, many top-end bars and hotels could turn you away if you don’t cover up. Haggling and bartering is expected, particularly at markets. Tipping is common but not a must. Keep away from wild and stray animals as rabies and other diseases are a serious risk in Bali.  The legal system may seem confusing and contradictory in parts, but it’s best to just play by their rules.  It goes without saying but having anything to do with illicit drugs is a bad idea.

ZOOMING ELSEWHERE?

Are you planning to zoom somewhere else on your holidays? Whether you're holidaying to terrific Thailand or sassy Singapore, we've got plenty of helpful advice on other popular travel destinations to check out. What are you waiting for? Zoom to it!
 
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Zoom travel insurance offers simple, flexible travel insurance for maximum peace of mind no matter where you're zooming to.

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"Zoom Travel Insurance" is a registered Business name of the Insurance Geeks Limited, Company No. 5904999 (a NZ company). We are a Registered Financial Service Provider FSP505566. The Insurance Geeks is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. This site contains general guidance only on insurance products available to you and has been prepared without taking into account your objectives, financial situation or needs. Before you buy a policy, please read the Policy Wording to determine if the product suits your needs giving consideration to your personal circumstances. This insurance is underwritten by HDI Global Specialty SE – New Zealand.
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