Drive Worry Free
- ALL
TRAVEL ALERT: View the latest travel information that may affect your trip. See travel alerts
- BAL
TRAVEL ALERT: View travel updates on Bali Earthquake and My Agung Volcano
- USA
TRAVEL ALERT: Learn more about Kilauea Eruption, Hawaii, USA
- HKG
TRAVEL ALERT: Learn more about Hong Kong Protests and Closures
- CHN
TRAVEL ALERT: Learn more about Coronavirus Outbreak China
- JAP
TRAVEL ALERT: Learn more about Typhoon Faxai Japan
- CHL
TRAVEL ALERT: Protests and Rioting, Chile Chile Protests and Rioting
- ASM
TRAVEL ALERT: Measles Outbreak, American Samoa Measles Outbreak, Pacific
- WSM
TRAVEL ALERT: Measles Outbreak, Samoa Measles Outbreak, Pacific
- PC
TRAVEL ALERT: Measles Outbreak, Pacific Measles Outbreak, Pacific
- TON
TRAVEL ALERT: Measles Outbreak, Tonga Measles Outbreak, Pacific
- FJI
TRAVEL ALERT: Measles Outbreak, Fiji Measles Outbreak, Pacific
RENTAL VEHICLE EXCESS
What are you waiting for? Zoom to it!
WHY BUY RENTAL VEHICLE EXCESS?
ACCIDENT OR THEFT cover
Whether it’s an accidental door dent, a little side scrape in the car park, or your entire car has been stolen, you can drive your hire car worry-free with Zoom.
EXCESS REIMBURSED
Need to put some zip in your zoom? You'll be reimbursed for your rental car excess if your hire car is accidentally damaged or stolen.
REGARDLESS OF FAULT
No worries bru! Depending on which policy you purchase your collision damage waiver will cover you for up to $5,000 - $10,000 in excess fees.
emergency vehicle return
If a medical advisor certifies that you are unfit to drive, we’ll cover you for the cost up to $500 of returning your vehicle to the nearest depot.
Luggage cover
Your stuff is precious and we get that. Take off on your road trip knowing your belongings are protected with Zoom.
24/7 assistance
Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.
easy claims
We’ve kept our claims process simple and guarantee to assess fully documented claims within 10 business days.
Peace Of Mind
Zoom to Zen. You can sit back and relax on your holiday knowing that you’re covered by award winning travel insurance.
RENTAL EXCESS COVER FAQ'S
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What is rental vehicle excess?
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Rent a vehicle without stressing about the costs should you have a ding in your hire vehicle. Depending on which policy you buy with us, Zoom will reimburse you up to $5,000 or $10,000 for any excess or deductible which you become legally liable to pay under your rental vehicle hiring agreement. Note that you may only add or upgrade rental vehicle insurance excess prior to picking up the vehicle.
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Is rental excess covered automatically?
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You are covered automatically for up to $5,000, for the rental vehicle excess with our domestic policy. With all others policies you must pay an additional premium and choose to add-on our rental vehicle insurance excess pack within the payment process.
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Does Zoom cover P plate drivers?
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We will cover the same conditions as the rental company that you hire your vehicle from. Many rental companies have restrictions on P plate drivers, but if the hire car company will cover you, then so will we.
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What age limits apply to the rental car excess benefit?
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We will cover the same conditions as the rental company that you hire your vehicle from. If they only cover drivers aged between 21-75 years, then we will do the same.
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Which rental vehicle companies does Zoom cover?
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Your Zoom policy covers you for the excess charged by any hire car company, provided it is a licenced motor vehicle rental agency. This includes all the major international brands such as Avis, Budget, Europcar, Hertz, Thrify and more. However it does not cover you for any loan cars you maybe driving if your regular car is in repairs.
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How many drivers are covered?
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All persons named on your Certificate of Insurance and listed on your rental vehicle agreement are covered. Drivers without a Zoom Travel Insurance policy are not covered by this benefit.
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What vehicles are covered?
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We cover many types of rental vehicles. We can provide cover for a campervan, car (4WD, coupe, convertible, hatchback, sedan, SUV, utility, van), minibus, motorhome or people mover that is equal to or less than 4.5 tonnes that can be hired with a standard car drivers’ licence from a commercial rental motor vehicle company.
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Are there any exclusions to pay attention to?
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We cover the same scenarios that are covered under your rental vehicle agreement. We won't pay any claims if you violate your rental car agreement; or if you are affected by alcohol or illegal drugs; or if you don't hold the correct licence for the vehicle you're operating. See the PDS for more information.
COMPARE ZOOM TRAVEL INSURANCE PLANS
Each Zoom plan has different policy benefits. You can minimise your costs with Medical Only cover, or choose to buy Comprehensive Travel Insurance for extra protection to cover things like travel delays and cancellation. Compare Zoom's Travel Insurance plans online today.
Like all travel insurance plans, they don't cover everything. Just the unexpected.
You should read your policy document (PDS) carefully to ensure you select the cover that is best for you.
You can add optional cover for extras such as Rental Vehicle Excess if you are hiring a car, Sports Activities Pack if you’re feeling adventurous and Snow Cover if you are hitting the slopes. These can be added during the quote process.
