SCUBA DIVING TRAVEL INSURANCE

WHY BUY ZOOM TRAVEL INSURANCE?

• Is scuba diving covered automatically with Zoom?

• We automatically cover diving to a depth no greater than 10 metres. You must hold an open water diving licence recognised in New Zealand or dive with an instructor licensed for these activities. If you wish to dive to a deeper depth you can purchase our adventure pack which covers you to dive to a depth no greater than 30 metres. You must hold an open water diving licence recognised in New Zealand or dive with an instructor licensed for these activities. You must not fly with 24 hours of your last dive.

• Can I insure my diving equipment?

• Yes, you can cover your expensive items with Zoom's High Value Item add-on. Our standard luggage cover is available, however, single item limits apply; sub-limits apply to personal laptops and computers, mobile phones and tablets. If you're taking an expensive piece of diving equipment away on your holidays, you can choose to insure it separately prior to your journey commencing. For any new purchases made during your trip, our standard per item limits apply. For more information on how to insure your expensive belongings visit our High Value Items page. Limits and sub-limits apply, check the PDS for details. 

• Are my medical fees covered if I am injured whilst diving?

• Yes. If you were to have an unforeseen accident whilst diving, assuming you were acting responsibly and adhering to the conditions of our cover, your medical expenses would be covered.

• Does Zoom cover snorkelling?

• Yes we cover recreational snorkelling, not when you are competing or doing so in a professional manner.

• Does Zoom cover shark cage diving?

• Yes we cover shark cage diving under appropriate supervision with a person who possesses the neccesary skills, qualifications and liceninsing appropriate to the activity being undertaken.

• Are there any circumstances when I wouldn't be covered?

• If at any time during your holiday you are intentionally putting yourself at risk and not acting in a responsible mannor, you could find your cover invalidated. For example, if you flew less than 24 hours after your last dive, putting yourself at risk of decompression sickness, we may be unable to cover you. 

• Which activities are excluded?

• We don’t cover dives greater than 30 metres in depth, for cliff jumping, boating in international waters, spear fishing or any kind of professional or competition sports. For a full list of excluded activities please refer to our policy wording.