Adventure Awaits
- ALL
TRAVEL ALERT: View the latest travel information that may affect your trip. See travel alerts
- BAL
TRAVEL ALERT: View travel updates on Bali Earthquake and My Agung Volcano
- USA
TRAVEL ALERT: Learn more about Kilauea Eruption, Hawaii, USA
- HKG
TRAVEL ALERT: Learn more about Hong Kong Protests and Closures
- CHN
TRAVEL ALERT: Learn more about Coronavirus Outbreak China
- JAP
TRAVEL ALERT: Learn more about Typhoon Faxai Japan
- CHL
TRAVEL ALERT: Protests and Rioting, Chile Chile Protests and Rioting
- ASM
TRAVEL ALERT: Measles Outbreak, American Samoa Measles Outbreak, Pacific
- WSM
TRAVEL ALERT: Measles Outbreak, Samoa Measles Outbreak, Pacific
- PC
TRAVEL ALERT: Measles Outbreak, Pacific Measles Outbreak, Pacific
- TON
TRAVEL ALERT: Measles Outbreak, Tonga Measles Outbreak, Pacific
- FJI
TRAVEL ALERT: Measles Outbreak, Fiji Measles Outbreak, Pacific
BACKPACKER TRAVEL INSURANCE
Whether you've decided to backpack around Asia, live like a local in London or help build a school in Africa it's vital to get organised before your adventure. Zoom's backpacker travel insurance policy will cover your gap year for medical cover, trip cancellation, lost luggage, theft of cash, family emergencies and more! What are you waiting for? Zoom to it!
WHY BUY WITH ZOOM
riding a scooter
At Zoom, you're covered to ride a moped or scooter of any engine size provided you are licensed to do so in New Zealand!
COVER for your luggage
Your backpack and contents are precious and we get that. Take off on your gap year knowing your gadgets are protected with Zoom.
Adventure activities
Diving in Denpasar or bungeeing in Queenstown? Get cover for your fast paced activities with our adventure pack. Cowabunga!
Family emergencies
Had to rush home or cancel your trip due to a family emergency? We'll cover your non-refundable deposits so you can focus on the rest. Phew!
24/7 assistance
Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week. Wherever you're zooming!
easy claims
We've done away with lengthy forms and have kept our claims process simple. We guarantee to assess fully documented claims in a flash.
Peace Of Mind
Zoom to Zen. You can sit back and relax on your holiday knowing that you’re covered by award winning travel insurance.
BACKPACKER TRAVEL INSURANCE FAQ'S
Whether you're a budget conscious backpacker looking for the cheapest policy, or your mum is telling you to research and get comprehensive cover. You'll find answers to the most common travel insurance queries below, so that you're in the know before you go!
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How do I know if it's safe to travel?
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The MFAT webisite is the place to go to see all the latest travel advice. Make sure you head there and check out their tips before you depart for your trip!
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Am I covered for adventure activities during my gap year?
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We automatically cover a wide range of adventure sports including diving, bunjee jumping, horse riding and more. You can also buy our Adventure Pack to cover additional adventure sports.
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Am I covered medically if I'm injured doing an adventure activity?
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Yes. If you were to have an unforeseen accident on holiday while participating in a listed activity, your medical expenses would be covered, so long as you were not intentionally putting yourself at risk.
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Am I covered to ride a motorbike or scooter?
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At Zoom, you're covered to ride a motorbike or scooter of any engine size provided you are licensed to do so in New Zealand. If you do not have a valid motorbike license then you can only ride a bike of 50cc using your NZ drivers license. You must also be wearing a helmet at all times.
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Am I covered for food poisoning, Malaria or Dengue fever?
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Travelling around developing countries can put you at risk of contracting nasty diseases. However, you can rest assured that all our policies cover you for Unlimited medical benefits if you were to fall ill. This includes access to hospitals, ambulance, doctors and evacuation and even repatriation home if required.
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Am I covered to volunteer while I backpack?
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Yes, Zoom policies do not impose any restrictions on volunteering overseas, assuming you were not intentionally putting yourself at risk. If you are working with animals on your gap year you must purchase our Adventure Pack to be covered for any sort of Animal Handling.
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Am I covered to study overseas on my gap year?
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Yes, whether you're going overseas for business, pleasure or to study, Zoom's policies cover you if you have decided to further your education abroad. However, Zoom's policies have a maximum trip duration of 365 days, so bear this in mind when decided on your course duration.
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Am I covered to teach English abroad?
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Yes, Zoom policies do not impose any restrictions on teaching English overseas, assuming you were not intentionally putting yourself at risk, or travelling to a destination that Smartraveller said DO NOT TRAVEL to.
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How do alcohol and drugs affect my cover?
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When it comes to alcohol we advise you to drink in moderation. Please note that we may exclude any claims where excessive drugs or alcohol have been involved.
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I have high value items; how much can I insure them for?
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If you have an expensive item like an SLR camera or laptop that you just can’t leave behind you can insure it separately for up to $5,000. Please note that high value item cover is only available under our comprehensive plan.
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Am I covered for pick pocketing?
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Yes, you’re covered for muggings provided of course, you were acting with reasonable care (i.e. did not leave your belongings unattended). If you’re the victim of a pickpocket (even of the cheeky monkey variety), you’d be covered for loss, theft and damage to your luggage and personal effects. If you are robbed it’s important that you get a police report and contact us as soon as possible.
COMPARE ZOOM TRAVEL INSURANCE PLANS
Each Zoom plan has different policy benefits. You can minimise your costs with Medical Only cover, or choose to buy Comprehensive Travel Insurance for extra protection to cover things like travel delays and cancellation. Compare Zoom's Travel Insurance plans online today.
Like all travel insurance plans, they don't cover everything. Just the unexpected.
You should read your policy document (PDS) carefully to ensure you select the cover that is best for you.
You can add optional cover for extras such as Rental Vehicle Excess if you are hiring a car, Sports Activities Pack if you’re feeling adventurous and Snow Cover if you are hitting the slopes. These can be added during the quote process.
FURTHER READING
Frequently asked questions
Got questions on travel insurance before you zoom off? We're here to help put you on the travel map.
Travel Insurance for the UK
Leaving for the motherland? Make sure you're ready our handy guide to all there is to see when your larging it in London!
Scuba Dive to
Cover
A scuba diving mishap on your holiday can quickly sink your trip! Dive to top cover with Zoom's scuba diving travel insurance.
