BACKPACKER TRAVEL INSURANCE

At Zoom, you're covered to ride a motorbike or scooter of any engine size provided you are licensed to do so in New Zealand. If you do not have a valid motorbike license then you can only ride a bike of 125cc using your NZ drivers license. You must also be wearing a helmet at all times.

Travelling around developing countries can put you at risk of contracting nasty diseases. However, you can rest assured that all our policies cover you for Unlimited medical benefits if you were to fall ill. This includes access to hospitals, ambulance, doctors and evacuation and even repatriation home if required.

Yes, Zoom policies do not impose any restrictions on volunteering overseas, assuming you were not intentionally putting yourself at risk.  If you are working with animals on your gap year you must purchase our Adventure Pack to be covered for any sort of Animal Handling. 

Yes, whether you're going overseas for business, pleasure or to study, Zoom's policies cover you if you have decided to further your education abroad.

Yes, Zoom policies do not impose any restrictions on teaching English overseas, assuming you were not intentionally putting yourself at risk, or travelling to a destination that Smartraveller said DO NOT TRAVEL to.

When it comes to alcohol we advise you to drink in moderation. Please note that we may exclude any claims where excessive drugs or alcohol have been involved.

If you have an expensive item like an SLR camera or laptop that you just can’t leave behind you can insure it separately. Please note that high value item cover is only available under our comprehensive plan.

Yes, you’re covered for muggings provided of course, you were acting with reasonable care (i.e. did not leave your belongings unattended). If you’re the victim of a pickpocket (even of the cheeky monkey variety), you’d be covered for loss, theft and damage to your luggage and personal effects. If you are robbed it’s important that you get a police report and contact us as soon as possible.